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Banking Solutions

Securities Based Lending (SBLOC) is the practice of borrowing funds while using securities held in your after-tax investment accounts as collateral. These loans are made available by larger banks and financial institutions. The interest rate is typically lower than other forms of credit and is based on the short-term index such as London Interbank Offered Rate (LIBOR) plus a spread determined by your loan amount.

An SBLOC can provide easy access to capital, enabling the borrower to avoid having to sell securities in order to access funds.  Examples of uses include:

Personal 

Real estate and bridge loans

Tax payments

Tuition

Large purchases and luxury goods

Personal property

Weddings

Travel

Unexpected emergencies

Business

Investing in a business

Expanding a business

Short-term capital expenses

Interest in a business partnership

Liquidity for estate planning

Acquisitions

Startup seed funding

Unexpected emergencies

Financial Planning

PLANNING SOLUTIONS FOR FAMILIES AND BUSINESSES

Stock Exchange

Investment
management

CUSTOMIZED & PERSONALIZED

INVESTMENT SOLUTIONS

 

Leadership

WALKER FULCO
INVESTMENT ADVISOR

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